Governed AI for the mid-market lender and the finance back office
Techtiz builds governed AI for mid-market lenders, brokers, advisors, and finance operations teams: client communication agents, document and application processing, and reporting and reconciliation automation. Human approval on every decision that carries a regulatory consequence, audit trails by default, and a written map of which data never leaves your systems.
Built for mid-market lenders, brokers, advisors, and finance operations teams.
Not built for banks or any institution whose vendor review requires SOC 2 Type II and US-based delivery personnel today.
Saying so here saves both sides a month.
Adoption isn't the gap. Governance capacity is.
Finance and insurance run AI at 33.9% against a 19.8% national rate (US Census Bureau Business Trends and Outlook Survey, data as of 3 May 2026). Adoption is not the gap. Governance capacity at mid-market scale is, because the enterprise vendor contract that solves it is priced for a bank.
Three workflows that pay back now.
- Workflow · 01
Document chasing eats the week
Applications stall waiting on files nobody has time to request.
Client comms agents with a human gate
- Workflow · 02
Audit trails built afterwards
Who decided what, reconstructed from email when someone asks.
Every action logged and exportable
- Workflow · 03
Reconciliation is a person
Month end runs on a spreadsheet and one employee's memory.
Reporting with lineage back to source
Is a human always on the decision?
Yes, on credit, pricing, suitability, and anything else with a regulatory consequence. Automation drafts and gathers. People decide, and the log shows who decided and on what basis. We build to that constraint by default and we will not remove that gate on request, because removing it moves a compliance obligation onto software that cannot hold one.
2iC Lender Matrix rebuild. BrandSync AI for an Australian financial group. LedgerGuard accounting audit dashboard.
Governed AI for finance, answered.
What is the audit trail?
Every agent action logged and exportable.
Which data never leaves our systems?
Defined in the specification's data map and enforced at the pipeline.
Do you hold SOC 2 Type II?
No. If your review requires it today, we are not your vendor yet, and you will hear that on the first call.
Keep the human on the decision, automate the rest
Tell us which workflow eats the most compliance hours. We will tell you what stays gated and what we can automate today.